| Compare the Capital One
Platinum: New to Credit with Credit Cards from Chase®, Citi®, and
Discover®. Who's got the best deal? |
|
|
 |
 |
|
Capital One® |
|
|
Chase®
Platinum Visa |
Citi®
Platinum Select® Card |
Chase®
Cash Plus Visa Card |
Capital
One® Platinum: New to Credit |
| 0% on Purchases? |
> |
Yes |
Yes |
Yes |
No |
| 0% on Balance Transfers? |
> |
Yes |
Yes |
Yes |
No |
| Standard APR for Purchases |
> |
0% for 12 months
then Prime + 3.99%
|
0% for up to 12 months
then Prime + 3.49%
|
0% for 10 months
then Prime + 3.74%
|
18.9%
|
| Standard APR for Balance Transfers |
> |
0% for 12 months
then Prime + 3.99%
|
0% for up to 12 months
then Prime + 3.49%
|
0% for 10 months
then Prime + 3.74%
|
18.9%
|
| Annual Fee |
> |
$0
|
$0
|
$0
|
$0
|
| Minimum Late Fee |
> |
$15
|
$15
|
$15
|
$29
|
| Application |
> |
Apply
Now |
Apply
Now |
Apply
Now |
www.capitalonecard.com |
Obviously by looking at the above
table you can determine which credit card issuer has the best card for
you. Typically Chase, and Citi keep the same
Standard APR for purchases and Balance Transfers. None of the issuers have
an annual fee. And Capital One seems to have alittle higher late fee if
you forget to
pay your bills on time. Capital One does not offer an "intro apr"
of 0% like the other issuers. Nationwidecreditcards.com has no
affiliatation with Capital One and the information regarding the Capital
One rates was pulled
from capitalonecard.com. |
